$1,389,000
MLS: 26871089
Beds
2
Baths
2
Sq Ft
1,541
Lot
0.17 ac
Year Built
1973
MLS #
26871089
Days on Market
14
Listed
Aug 13, 2026
Description
Nestled within an intimate six-residence boutique building, this private upper rear home offers the ease of single-level living with only one shared wall and no neighbors above or below. Spanning approximately 1,541 square feet, the residence combines exceptional privacy, abundant natural light, and beautifully designed living spaces in one of Santa Monica's most desirable neighborhoods. Filled with natural light, the open-concept living and dining areas feature warm hardwood floors, a versatile bonus space ideal for a home office, and double doors that open to a private balcony, creating a seamless indoor-outdoor flow. The updated kitchen offers abundant cabinetry, generous counter space, a charming breakfast nook, and a discreetly tucked-away Miele washer and dryer. Both spacious bedrooms feature en-suite bathrooms, providing privacy and flexibility for owners and guests alike. The primary suite includes a walk-in closet, dedicated dressing area, and direct access to the balcony. Additional highlights include a beautiful fireplace, new ceiling fans, and a mini-split air conditioning system for year-round comfort, complemented by refreshing ocean breezes. Ideally located just moments from Montana Avenue and within the coveted Franklin Elementary and Lincoln Middle School districts, this home offers easy access to boutique shopping, acclaimed restaurants, neighborhood parks, and the beach. A gated tandem parking space means you'll never have to search for parking on Montana, while neighborhood favorites including Caffe Luxxe, Courtyard Kitchen, Father's Office, R+D Kitchen, La Puglia, and The Window are all just moments away. Combining privacy, generous single-level living, and an unbeatable location, this is a rare opportunity to own a beautifully appointed home in one of Santa Monica's most sought-after neighborhoods.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Janet Heinzle · Douglas Elliman of California, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$10,876
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $138,900 · Loan: $1,250,100
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,033
- Property tax (1.25%)
- $1,447
- Homeowners insurance
- $300
- Mortgage insurance
- $521
- HOA dues
- $575
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $48,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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