938 5th Street 5
Santa Monica, CA, 90403
$1,890,000
MLS: 26102544
Beds
3
Baths
3
Sq Ft
1,656
Lot
0.17 ac
Year Built
1979
MLS #
26102544
Days on Market
5
Listed
Oct 16, 2026
Description
Light-filled and spacious, this three-bedroom, three-bath contemporary townhome offers privacy and an inviting sense of home! Set on quiet, palm-tree-lined 5th Street, one of Santa Monica's best blocks, the property is ideally located just one block from Montana Avenue and five blocks from the ocean, near the 3rd Street Promenade and local restaurants and shops. The fully remodeled kitchen, with an adjacent dining area, showcases a beautiful PentalQuartz island, Grohe faucets, a 30-inch Miele range, Miele dishwasher, Samsung Showcase side-by-side refrigerator, and Zephyr kitchen hood. A first-floor bedroom, which could also serve as a den or family room, opens through sliding glass doors to a secluded patio, extending the living space outdoors. The second level features an oversized living room with a floor-to-ceiling tiled fireplace and vaulted ceilings rising to 16 feet, as well as a generously sized primary bedroom suite. The third floor offers an additional bedroom with an en-suite bath, palm tree views, and abundant natural light. A private two-car garage provides direct access, storage, and side-by-side laundry. Additional features include a Nest thermostat, newly refinished solid pine wood floors, and LED lighting throughout the unit. Zoned for Roosevelt Elementary School and with reasonable HOA dues, this is a wonderful opportunity to enjoy one of Santa Monica's most desirable locations.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Elana Fullmer · Rodeo Realty - Pacific Palisades
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$15,137
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $189,000 · Loan: $1,701,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $11,685
- Property tax (1.25%)
- $1,969
- Homeowners insurance
- $300
- Mortgage insurance
- $709
- HOA dues
- $475
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $66,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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