946 W 220th 218
Torrance, CA, 90502
$599,000
Original list price: $625,000
MLS: OC26089336
Beds
3
Baths
2
Sq Ft
1,332
Lot
1.78 ac
Year Built
1981
MLS #
OC26089336
Days on Market
109
Listed
Apr 27, 2026
Description
Updated 3-bedroom, 2-bath condo in the desirable South Bay, located in the Harbor Gateway area of Los Angeles with a Torrance mailing address. This move-in ready home features new carpet, fresh interior paint, and a kitchen with a new gas range (2025) and new microwave (2026). The bright, open-concept style living and dining area offers great flow and natural light, while the well-positioned kitchen provides both connection and functionality. The primary suite includes a private bath, with two additional bedrooms offering flexible living space. A standout feature is the rare 2-car garage for secure parking and extra storage. Conveniently located near shopping, dining, major freeways, and South Bay beaches. Great opportunity for buyers seeking value, space, and upgrades in a central location. Easy to show—contact directly to schedule a tour.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Amirah Safieddine · Berkshire Hathaway Home Serv.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,123
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,468
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
- HOA dues
- $506
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90502 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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