946 W 220th Street 216
Torrance, CA, 90502
$629,000
MLS: OC26025759
Beds
3
Baths
2
Sq Ft
1,332
Lot
1.78 ac
Year Built
1981
MLS #
OC26025759
Days on Market
56
Listed
Feb 4, 2026
Description
Immaculate Renovation ~ Largest Model in Community ~ Vaulted Ceilings ~ New Flooring ~ Sparkling Kitchen and Baths ~ New AC ~ New Appliances ~ This pristine condo is spacious, bright, and newly renovated. The large living room features 12+ foot tall vaulted ceilings, a fireplace, dining area, and new canned lighting. Enjoy views of the Palos Verdes Peninsula from your massive Primary Suite that features vaulted ceilings, a huge dual-closet, and gorgeous en-suite bathroom. Two guest bedrooms and a dazzling hallway bathroom complete the rest of the sprawling 1332 sqft layout. The oversized 2-car garage, complete with a brand new door and electric motor, also contains a large private storage room. Spacious, bright, and move-in ready, this home eagerly awaits its proud new owner. Schedule your showing today!
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Max James-Armand · Electric Estates
Payment estimate
$4,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,900 · Loan: $566,100
- Principal & Interest
- $3,478
- Property tax (1.25%)
- $655
- Homeowners insurance
- $300
- Mortgage insurance
- $236
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $22,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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