969 Hemlock
Big Bear City, CA, 92314
$409,999
Original list price: $449,999
MLS: CV26180197
Beds
3
Baths
2
Sq Ft
1,494
Lot
0.10 ac
Year Built
2023
MLS #
CV26180197
Days on Market
53
Listed
Aug 26, 2026
Description
Welcome to 969 Hemlock Lane, a beautifully designed 2023 built mountain home offering modern comfort and easy Big Bear living. This single story residence features 3 spacious bedrooms, 2 full bathrooms, and approximately 1,494 square feet of thoughtfully designed living space. Step inside to an inviting open concept floor plan with a spacious living area and cozy fireplace, creating the perfect setting for relaxing after a day in the mountains. The modern kitchen features contemporary cabinetry, a sink, stove, and range hood, with an open layout that makes entertaining family and friends effortless. The private primary suite offers a comfortable retreat with an en-suite bathroom featuring dual sinks, a separate shower and soaking tub, plus additional space for a wardrobe or sitting area. Two additional bedrooms provide flexibility for guests, a home office, or a mountain getaway. Additional highlights include central heating, interior laundry, an attached one-car garage, and a low maintenance lot. Conveniently located in Big Bear City with access to nearby outdoor recreation, including hiking and riding trails, fishing, parks, and the many year-round attractions Big Bear has to offer. Whether you're looking for a full-time residence, weekend mountain retreat, or investment opportunity, this newer construction home combines modern amenities with the relaxed mountain lifestyle Big Bear is known for.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Brett McCauley · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,436
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $368,999
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,555
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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