9705 Cotton Creek
Shafter, CA, 93263
$415,500
MLS: CV26173052
Beds
4
Baths
2
Sq Ft
1,880
Lot
0.10 ac
Year Built
2019
MLS #
CV26173052
Days on Market
5
Listed
Aug 10, 2026
Description
Welcome to this beautiful single-story home, built in 2019 and thoughtfully designed for comfortable modern living. Featuring 4 spacious bedrooms, 2 bathrooms, and approximately 1,878 square feet, this home is ideal for family living and entertaining. The bright, open-concept floor plan seamlessly connects the living and dining areas to the spacious kitchen, which features a large center island with plenty of room for meal preparation and casual seating. Solar panels offer added energy efficiency and potential savings. Situated in a desirable, friendly neighborhood, this move-in-ready home offers the perfect combination of comfort, style, and convenience. Don’t miss the opportunity to make it yours!
Location
Shafter, Kern County, CA 93263
Open on Google Maps ↗Listed by: Patty Garay · Remax Foothills
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,294
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,550 · Loan: $373,950
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,406
- Property tax (1.25%)
- $433
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Shafter home with as little as 3.5% down using an FHA loan — roughly $14,543 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Shafter, CA 93263 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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