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PendingTownhouse

989 Inspiration Way

Ventura, CA, 93001

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$1,099,000

Original list price: $1,185,000

MLS: V1-35458

Beds

3

Baths

3

Sq Ft

1,843

Lot

0.02 ac

Year Built

1985

MLS #

V1-35458

Days on Market

135

Listed

Mar 28, 2026

Description

Captivating, unobstructed panoramic views set the stage for this exceptional 3-bedroom, 2.5-bath coastal residence, offering a front-row seat to the Pacific Ocean, the iconic Ventura Pier, Ventura Harbor, the Channel Islands, and the twinkling city lights below. From morning coffee as the coastline comes to life to spectacular sunsets that paint the sky each evening, this home delivers a view that is truly unforgettable.Thoughtfully designed to embrace its remarkable setting, all three bedrooms enjoy ocean views, including the stunning primary suite featuring soaring ceilings accented with decorative wood beams, a spacious walk-in closet, and an ensuite bath with dual vanities and a walk-in shower. Natural light fills the open living spaces, where a cozy fireplace creates a warm gathering place and sliding doors lead to a private balcony--the perfect place to unwind, watch sailboats and harbor activity, and experience the peace and tranquility that make this remarkable coastal setting so special.The updated kitchen offers quartz countertops, a new refrigerator, and a new dishwasher, while the upstairs hall bath has been tastefully remodeled with contemporary finishes. Plantation shutters throughout the bedrooms provide timeless elegance and privacy. Additional amenities include an oversized two-car garage with a generous lockable storage area, a convenient utility chute with direct garage access from the main living level, and all appliances, including the washer and dryer.Ideally located just moments from the heart of vibrant downtown Ventura, this home offers the best of California coastal living. Enjoy an easy walk to acclaimed restaurants, wine bars, breweries, coffee shops, boutique shopping, the weekly farmers market, the historic movie theater, and Ventura's lively nightlife, along with annual community events such as the St. Patrick's Day Parade, Fourth of July Street Fair, and Winter Wine Walk. Spend your evenings enjoying live music, festivals, and community gatherings before returning home to breathtaking panoramic views and the tranquility of your private coastal retreat.Rarely does a home combine iconic views, thoughtful upgrades, walkability, and an unbeatable location so effortlessly. Whether you're searching for a full-time residence, a lock-and-leave vacation home, or an exceptional investment opportunity, this is a rare opportunity to own one of Ventura's most spectacular view properties.

Location

Ventura, Ventura County, CA 93001

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Listed by: Tasha Edwards · Comfort Real Estate Srvc Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$8,875

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $109,900 · Loan: $989,100

%

Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$6,363
Property tax (1.25%)
$1,145
Homeowners insurance
$300
Mortgage insurance
$412
HOA dues
$655
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 13, 2026

30-year fixed
6.67%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Ventura, CA 93001 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.