989 Inspiration Way
Ventura, CA, 93001
$1,185,000
MLS: V1-35458
Beds
3
Baths
3
Sq Ft
1,843
Lot
0.02 ac
Year Built
1985
MLS #
V1-35458
Days on Market
18
Listed
Mar 28, 2026
Description
Experience coastal living at it's finest in this beautifully upgraded 3-bedroom, 2.5-bath condo offering breathtaking panoramic views of the ocean, Ventura Pier, city lights, and beyond. All three bedrooms enjoy scenic ocean views, with the primary suite showcasing truly spectacular, unobstructed vistas, enhanced by a raised ceiling accented with intricate decorative wood beams capturing the essence of relaxed coastal luxury.The thoughtfully upgraded kitchen features quartz countertops, a new refrigerator, and a new dishwasher, blending style and functionality. The upstairs hallway bathroom has been fully remodeled with modern finishes, while the spacious primary bathroom offers dual sinks, a walk-in shower, and a generous walk-in closet.Designed for comfort and effortless living, the home features a bright, open layout with abundant natural light, a cozy fireplace, and shutters in all 3 bedrooms. Enjoy indoor-outdoor living from your private balcony or shared patio--perfect for taking in tranquil ocean views and stunning sunsets.Additional highlights include a spacious 2-car garage with a large, lockable storage area and a convenient utility chute with direct garage access from the main floor. Ideally located within walking distance to downtown Ventura's exquisite restaurants, farmers markets, charming shops, coffee houses, antique stores, local movie theater, and annual community events such as the St. Patrick's Day Parade, 4th of July Street Fair, and Winter Wine Walk.Situated in a well-maintained, intimate community, this move-in-ready home includes all appliances, including washer and dryer. With numerous upgrades and priced to sell, this is a rare opportunity to own a primary residence, vacation home, or investment property along Ventura's coveted coastline.Don't miss your chance to own a piece of Ventura's coveted coastal lifestyle.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Tasha Edwards · Comfort Real Estate Srvc Inc
Payment estimate
$8,532
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $118,500 · Loan: $1,066,500
- Principal & Interest
- $6,553
- Property tax (1.25%)
- $1,234
- Homeowners insurance
- $300
- Mortgage insurance
- $444
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $41,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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