9965 Mckinley
Rancho Cucamonga, CA, 91730
$730,000
MLS: CV26206790
Beds
4
Baths
3
Sq Ft
1,920
Lot
0.10 ac
Year Built
1977
MLS #
CV26206790
Days on Market
2
Listed
Sep 24, 2026
Description
**Welcome to Elevated Rancho Cucamonga Living! ** Discover the perfect blend of space, comfort, and convenience at 9965 McKinley St. This beautifully positioned home offers, 4 bedrooms, 2½ bathrooms, plus a versatile den, creating a flexible floor plan designed to accommodate both everyday living and effortless entertaining. Step inside and experience a home with room for everyone. The den provides exceptional versatility and can be used as a private home office, study, library, playroom, or additional flex space. With multiple living areas and a thoughtfully designed layout, there is plenty of room to relax, gather, and make lasting memories. Ideally located in the heart of Rancho Cucamonga, this home places you close to some of the Inland Empire's most desirable shopping, dining, entertainment, recreation, and transportation options. Enjoy convenient access to Victoria Gardens, Haven City Market, Ontario Mills, Terra Vista Town Center, LoanMart Field, Ontario International Airport, parks, hiking trails, and major freeways including the 210, 10 and 15. For families, nearby schools include Cucamonga Elementary School and Rancho Cucamonga Middle School, with Chaffey High School also serving the broader area; buyers should verify current school assignments directly with the applicable school district. Whether you're looking for a spacious place to call home, a convenient location for commuting, or easy access to shopping and entertainment, 9965 McKinley St. offers the lifestyle you've been looking for. **Come experience the space, versatility, and location for yourself—your Rancho Cucamonga lifestyle awaits!**
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Maria Morones · Elevate Real Estate Agency
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,799
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $73,000 · Loan: $657,000
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,384
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
- HOA dues
- $81
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $25,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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