Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

9968 Silver Rock Road

Pinon Hills, CA, 92372

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$620,000

MLS: SR25253658

Beds

3

Baths

2

Sq Ft

3,335

Lot

2.18 ac

Year Built

2005

MLS #

SR25253658

Days on Market

40

Listed

Nov 5, 2025

Description

Nestled in a peaceful rural setting yet close to downtown Phelan shops and Hwy 138 for easy access to Wrightwood or the city. Once inside and feel instantly at home, rich wood accents, an open floor plan, and thoughtful craftsmanship throughout. The spacious kitchen is a chef's dream with an upgraded induction cooktop, double ovens, and a large island perfect for entertaining. The inviting family room features a striking stacked-stone wood stove for cozy winter nights.

Location

Pinon Hills, San Bernardino County, CA 92372

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Listed by: Erik Calzadillas · JohnHart Real Estate

Payment estimate

$4,607

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $62,000 · Loan: $558,000

%
Principal & Interest
$3,428
Property tax (1.25%)
$646
Homeowners insurance
$300
Mortgage insurance
$233
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Pinon Hills home with as little as 3.5% down using an FHA loan — roughly $21,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Pinon Hills, CA 92372 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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