9980 Johnson
Phelan, CA, 92371
$540,000
MLS: IV26078196
Beds
6
Baths
3
Sq Ft
1,848
Lot
2.03 ac
Year Built
1982
MLS #
IV26078196
Days on Market
10
Listed
Apr 11, 2026
Description
Welcome to your private desert retreat! Situated on 2 expansive acres in Phelan, this versatile property offers a 6-bedroom, 3-bath main residence plus a detached ADU with its own kitchen, living room, bedroom, and bath—ideal for rental income or multi-generational living. Step outside to your in-ground pool, perfect for enjoying sunny California days. With ample space for toys, animals, or customization, this property combines comfort, privacy, and endless potential.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: DINA VELEZ · KELLER WILLIAMS REALTY
Payment estimate
$4,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,000 · Loan: $486,000
- Principal & Interest
- $2,986
- Property tax (1.25%)
- $563
- Homeowners insurance
- $300
- Mortgage insurance
- $203
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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