1006 Cactus Drive
Palmdale, CA, 93551
$620,000
MLS: SR26142948
Beds
4
Baths
3
Sq Ft
2,512
Lot
0.24 ac
Year Built
1996
MLS #
SR26142948
Days on Market
1
Listed
Aug 14, 2026
Description
Welcome to 1006 Cactus Drive, a beautifully maintained two-story residence located in the desirable West Palmdale community. Offering approximately 2,512 square feet of living space, this spacious home features 4 bedrooms, 3 bathrooms, and a thoughtfully designed floor plan ideal for both everyday living and entertaining. From the moment you arrive, you'll appreciate the home's attractive curb appeal, highlighted by manicured landscaping, mature palm trees, and a welcoming covered entry. Inside, enjoy generous living spaces filled with natural light, creating a warm and inviting atmosphere throughout. The well-designed layout provides flexibility for a variety of lifestyles, with spacious bedrooms and comfortable gathering areas. The attached 3-car garage offers ample parking and storage, while the meticulously maintained interior and exterior reflect true pride of ownership. Conveniently located near parks, schools, shopping, dining, and commuter routes, this home combines comfort, functionality, and an excellent location.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Carmelo Ferreira · JohnHart Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,768
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,000 · Loan: $558,000
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,590
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $233
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $21,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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