10174 Sun Valley
Rancho Cucamonga, CA, 91737
$1,548,888
Original list price: $1,600,000
MLS: CV26180120
Beds
4
Baths
4
Sq Ft
3,557
Lot
0.51 ac
Year Built
1989
MLS #
CV26180120
Days on Market
37
Listed
Aug 19, 2026
Description
Beautiful two-story horse property tucked away in the highly desirable and peaceful Sun Valley neighborhood of Rancho Cucamonga, offering an impressive blend of privacy, space, versatility, and resort-style living. You’ll find a long driveway, mature landscaping, and beautiful mountain surroundings that create an estate-like arrival. Inside, you will find a grand curved staircase, elegant architectural details, crown molding, abundant natural light, and an open floor plan connecting the spacious living and family rooms. A fireplace in the living room creates a warm and inviting focal point, while the beautifully appointed kitchen features an oversized center island, extensive cabinetry, generous counter space, and an open connection to the main living areas. The main level includes a full bedroom and bathroom, providing excellent flexibility for guests, extended stays, a private office, or additional living space, along with a separate laundry room. Upstairs, the spacious primary suite feels like a private retreat, featuring its own fireplace, full bathroom, and direct access to a private balcony. A versatile loft opens onto an additional balcony overlooking the surrounding landscape, while the additional bedrooms offer generous space and abundant natural light. The backyard is where this property truly stands apart. Enjoy a resort-style pool and spa with a waterslide, multiple areas for outdoor entertaining, a covered recreation space, built-in outdoor cooking area, and the convenience of a full outdoor bathroom. Complete with a four-car garage and extended driveway offering abundant parking and storage. All of this is set in a prime foothill location with convenient access to SR-210 and connections to I-15, near Vineyard Junior High, Los Osos High School, and Chaffey College. Outdoor enthusiasts can enjoy nearby Heritage Community Park and Rancho Cucamonga's extensive foothill trail system, including North Etiwanda Preserve, while shopping, dining, entertainment, and community events are within convenient reach at Victoria Gardens. A rare opportunity to enjoy a peaceful, estate-style setting while remaining connected to some of Rancho Cucamonga's most popular amenities. Welcome to your new home!
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: Faviola Nieves · PROSPERITY REAL ESTATE & ASSOC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,797
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $154,889 · Loan: $1,393,999
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,302
- Property tax (1.25%)
- $1,613
- Homeowners insurance
- $300
- Mortgage insurance
- $581
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $54,211 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91737 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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