5540 High Meadow
Rancho Cucamonga, CA, 91737
$1,588,800
MLS: PF26194888
Beds
5
Baths
4
Sq Ft
3,283
Lot
0.49 ac
Year Built
2000
MLS #
PF26194888
Days on Market
18
Listed
Sep 7, 2026
Description
Welcome to 5540 High Meadow Pl, located in the highly sought-after Deer Creek Estates Collection of Rancho Cucamonga. Situated on an impressive 21,265 sq. ft. lot, this expansive residence offers 3,283 sq. ft. of living space, plus additional converted living space, providing an exceptional combination of space, privacy, comfort, and versatility. Step inside to a beautifully refreshed interior, recently painted throughout. The sunken formal living room features a cozy fireplace, creating an inviting setting for gatherings and relaxation. The spacious family room, highlighted by a second fireplace, flows seamlessly into the kitchen, making it ideal for everyday living and entertaining. Adding to the home’s recent improvements, the downstairs A/C unit was just replaced. A desirable main-floor bedroom and full bathroom provide excellent flexibility for guests, multigenerational living, or a private home office. Upstairs, the spacious primary suite is a true retreat, featuring a beautiful dual-sided fireplace, generous walk-in closets, and a private balcony overlooking the backyard. Two additional well-sized bedrooms provide plenty of space for family or guests. Originally built with a 4-car garage, one garage bay has been converted into additional living space featuring a bedroom, bathroom, and kitchenette, creating a current configuration of 5 bedrooms and 4 bathrooms. This converted space is not included in the home’s stated 3,283 sq. ft. of living area and was completed without permits. Buyer to independently verify square footage, permits, bedroom/bathroom count, and allowable use to their satisfaction. Outside, the expansive backyard is surrounded by mature landscaping and beautiful palm trees, creating a private and peaceful setting with plenty of room for entertaining, recreation, or the possibility of adding a pool. The decking has been newly cleaned and sealed. A massive driveway and remaining 3-car garage provide abundant parking and storage. The home is also EV-ready with two exterior 240V electrical junction boxes for electric vehicle charging. External cables are not included. This Deer Creek Estates property offers an impressive amount of space, privacy, and versatility that is increasingly hard to find. Conveniently located just minutes from Trader Joe’s, shopping, dining, and easy access to the 210 and 15 freeways. Don’t miss the opportunity to make this exceptional property your own!
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: Kathleen McCord · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$12,353
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $158,880 · Loan: $1,429,920
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,542
- Property tax (1.25%)
- $1,655
- Homeowners insurance
- $300
- Mortgage insurance
- $596
- HOA dues
- $260
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $55,608 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91737 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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