1021 Topaz Lane
Gardena, CA, 90247
$865,000
MLS: 26987235
Beds
4
Baths
3
Sq Ft
1,859
Lot
0.08 ac
Year Built
2005
MLS #
26987235
Days on Market
21
Listed
Sep 22, 2026
Description
A beautiful maintained 4-bedroom, 3-bath residence tucked within a private gated community in the heart of Gardena. This home offers a versatile floor plan designed for both comfortable everyday living and effortless entertaining. The bright living room features a cozy fireplace and opens to a modern kitchen with crisp white cabinetry, a center island, and stainless steel appliances. A main-level bedroom and full bathroom add exceptional flexibility, making the space ideal for guests, a home office, extended family, or multigenerational living. Upstairs, the spacious primary suite offers a peaceful retreat with an ensuite bath featuring a deep soaking tub and separate shower. Additional bedrooms provide generous space for family, work, or hobbies. The community itself offers a resort-style pool and spa, BBQ area, and outdoor picnic space, creating a welcoming environment that feels like a private retreat while still being close to everything. Enjoy convenient access to Gardena's diverse dining and shopping, El Camino College, major freeways, Manhattan Beach, SoFi Stadium, and LAX. With its flexible floor plan, peaceful private outdoor space, and distinctive gated-community lifestyle,
Location
Gardena, Los Angeles County, CA 90247
Open on Google Maps ↗Listed by: Madison Cho · Dream Realty & Investments Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,108
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $86,500 · Loan: $778,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,390
- Property tax (1.25%)
- $901
- Homeowners insurance
- $300
- Mortgage insurance
- $324
- HOA dues
- $192
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Gardena home with as little as 3.5% down using an FHA loan — roughly $30,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Gardena, CA 90247 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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