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ActiveCondominium

1024 5th Street 6

Santa Monica, CA, 90403

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$1,149,000

MLS: 26869737

Beds

2

Baths

2

Sq Ft

1,018

Lot

0.17 ac

Year Built

1969

MLS #

26869737

Days on Market

13

Listed

Aug 7, 2026

Description

Santa Monica beach living at its best! Welcome home to this charming, move-in-ready top-floor, front-facing condominium in a boutique 10-unit building, just moments from the beach. Imagine starting your mornings with a walk along the sand, enjoying a picnic in beautiful Palisades Park overlooking the Pacific, spending afternoons swimming in the ocean, or ending the day with spectacular sunsets all just a short stroll from your front door. This bright, single-level 2-bedroom, 2-bath residence has been tastefully remodeled with light wood floors, neutral finishes, and an airy coastal feel throughout. Both generously sized bedrooms feature an entire wall of closet space. Additional highlights include newer dual-pane windows, a freshly painted interior, and a handsome decorative fireplace flanked by wall sconces. The updated bathrooms are beautifully appointed, with a deep soaking tub and shower in the primary suite and an oversized walk-in shower in the guest bath. Marble countertops, polished nickel fixtures, skylights, and timeless finishes create a refined, spa-like feel. The remodeled kitchen features white cabinetry, white stone countertops, and stainless steel appliances. In-unit washer/dryers are permissible and offer added value and convenience, while a community laundry room is also available. Two side-by-side parking spaces in a secure gated garage are complemented by extensive floor-to-ceiling storage cabinets spanning the width of both spaces, ideal for surfboards, bicycles, beach gear, and everyday essentials. Ideally situated just minutes from Montana Avenue's popular boutiques and restaurants, with convenient access to the 10 Freeway, this exceptional home offers an unbeatable coastal lifestyle with the added benefit of low HOA dues. A rare opportunity to own a beautifully updated home in one of Santa Monica's most desirable beachside neighborhoods. Please call for more information or to arrange a private showing in the coming days.

Location

Santa Monica, Los Angeles County, CA 90403

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Listed by: Michele Hall · Coldwell Banker Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$9,056

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $114,900 · Loan: $1,034,100

%

Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$6,639
Property tax (1.25%)
$1,197
Homeowners insurance
$300
Mortgage insurance
$431
HOA dues
$490
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 20, 2026

30-year fixed
6.65%
15-year fixed
5.95%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $40,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Santa Monica, CA 90403 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.