907 12th Street 4
Santa Monica, CA, 90403
$1,095,000
Original list price: $1,125,000
MLS: 26840091
Beds
3
Baths
2
Sq Ft
1,138
Lot
0.17 ac
Year Built
1976
MLS #
26840091
Days on Market
79
Listed
May 28, 2026
Description
Unarguably the best-priced 3-bedroom condo in Santa Monica, this light-filled and timeless single-level residence offers an exceptional blend of refined finishes, thoughtful updates, and an unbeatable location just moments from Montana Avenue and less than a mile from the beach. The airy open floor plan features hardwood flooring throughout, a beautiful custom wood built-in in the dining area, and a west-facing private balcony that captures refreshing ocean breezes. The chef's kitchen is appointed with granite countertops and stainless steel appliances, seamlessly connecting to the main living spaces for effortless everyday living and entertaining. The current owner has recently updated both bathrooms, elevating the home's overall quality and design. The oversized primary suite includes a spa-like ensuite with a gorgeous rainfall shower and built-in closets, while the guest bath is replete with stunning glazed tile for a clean, contemporary feel. Additional highlights include in-unit washer/dryer, gated carport parking with a designated space, and an HOA that includes earthquake insurance along with paid water and trash. Located within the highly regarded Santa Monica school district and offering effortless access to Montana Avenue's premier shops and dining - including local favorites like R&D Kitchen, Sogno Toscano, Bardonna, and Courtyard Kitchen - this residence delivers the very best of Westside living.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Eric DeAngelis · The Oppenheim Group, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,246
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $109,500 · Loan: $985,500
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,340
- Property tax (1.25%)
- $1,141
- Homeowners insurance
- $300
- Mortgage insurance
- $411
- HOA dues
- $1,055
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $38,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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