10424 Santa Fe Fire Road
Lucerne Valley, CA, 92356
$475,000
MLS: 26645279
Beds
3
Baths
3
Sq Ft
1,989
Lot
4.68 ac
Year Built
2006
MLS #
26645279
Days on Market
47
Listed
Jan 29, 2026
Description
Incredible opportunity to own a 1,989 sq. ft. home on 4.68 acres in Lucerne Valley featuring breathtaking 360 panoramic desert and mountain views.This unique property includes 200+ mature jujube trees along with Korean green and red plum trees, offering potential for agriculture, private orchard, or income-producing use.The expansive, mostly flat and usable land provides endless possibilitiesideal for a private estate, Airbnb or short-term rental (buyer to verify), wellness retreat, horse property, or off-grid lifestyle. There is ample space for RV parking, recreational vehicles, expansion, or additional structures (buyer to verify).Enjoy complete privacy, peaceful surroundings, and cool desert evenings often eliminating the need for heavy air conditioning. Experience stunning sunrises and unforgettable sunsets with wide open skies perfect for stargazing and outdoor living.Conveniently located within driving distance of Los Angeles, this property is ideal for investors, second-home buyers, or those seeking a tranquil desert escape with strong upside potential.Don't miss this rare price-improved opportunityschedule your private showing today.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: John C. Pak · Philco Realty
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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