10646 Orchard
Lucerne Valley, CA, 92356
$429,000
MLS: IG26127832
Beds
3
Baths
3
Sq Ft
2,266
Lot
5.00 ac
Year Built
1983
MLS #
IG26127832
Days on Market
1
Listed
Jun 11, 2026
Description
Exceptional opportunity to create the property of your dreams on this expansive 5-acre lot offering endless possibilities and room for your imagination to run wild. This single-story home provides a desirable and functional layout, complemented by paid-off solar for energy efficiency and long-term savings. The property features central air conditioning, a septic system, and a roof that is less than 10 years old for added peace of mind. Four versatile outbuildings offer incredible flexibility for storage, workshops, hobbies, agricultural use, or future creative spaces. Whether you’re looking to customize, expand, or simply enjoy the open space and privacy, this property is a rare blank canvas ready for your vision.
Location
Lucerne Valley, San Bernardino County, CA 92356
Open on Google Maps ↗Listed by: Joshua Huizar · Keller Williams Realty
Payment estimate
$3,353
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,900 · Loan: $386,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,445
- Property tax (1.25%)
- $447
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lucerne Valley home with as little as 3.5% down using an FHA loan — roughly $15,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lucerne Valley, CA 92356 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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