1044 5th Street 202
Santa Monica, CA, 90403
$1,645,000
MLS: 26993743
Beds
2
Baths
3
Sq Ft
1,602
Lot
0.17 ac
Year Built
1989
MLS #
26993743
Days on Market
20
Listed
Sep 28, 2026
Description
Welcome to this exceptional 2-bedroom, 2.5-bath residence, perfectly situated in one of Santa Monica's most sought-after neighborhoods. Blending timeless sophistication with contemporary comfort, this beautiful condo offers a lifestyle that feels both refined and effortlessly inviting. The home showcases refinished parquet floors, plush new bedroom carpeting, and a tastefully renovated kitchen. Soaring ceilings and expansive southwest-facing windows fill the living, dining, and kitchen areas with abundant natural light, creating an open and welcoming ambiance. The spacious primary suite serves as a private retreat, complete with dual walk-in closets and a luxurious en-suite bathroom featuring a soaking tub, separate shower, and generous space to unwind. The home ensures a seamless move-in-ready experience. Additional conveniences include two parking spaces and extra storage in the garage, providing practicality without compromising comfort. Just moments from the boutiques, cafes, and restaurants of Montana Avenue, and only a few blocks from Santa Monica's iconic beaches, this remarkable residence offers an unmatched combination of elegance, convenience, and coastal charm. Experience the very best of Santa Monica living in this truly special home. Broker/Agent does not guarantee accuracy of square footage, lot size, zoning, rent control, permits, use code, schools and/or other information concerning the conditions or features of the property provided by the seller or obtained from public records or other sources. Buyer is advised to independently verify the accuracy of all information through personal inspection and with appropriate professionals
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Don Greene · Sotheby's International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$13,884
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $164,500 · Loan: $1,480,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,251
- Property tax (1.25%)
- $1,714
- Homeowners insurance
- $300
- Mortgage insurance
- $617
- HOA dues
- $1,003
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $57,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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