1044 Chelsea Avenue
Santa Monica, CA, 90403
$3,100,000
MLS: 26847441
Beds
2
Baths
1
Sq Ft
1,217
Lot
0.14 ac
Year Built
1946
MLS #
26847441
Days on Market
132
Listed
Jun 15, 2026
Description
A wonderful opportunity to upgrade or add onto this original 2 bedroom, 1 bath 1946 traditional house. It has great light in every room. The living and dining room is located in the front of the house with the centrally located kitchen and lots of storage in the pantry. It has been well maintained in its original condition. It has a long driveway to a 2 car garage with a converted area behind the garage that is used as an office. Permits have been approved for a 1150 ADU and have since expired. Renderings of the ADU are shown in this listing. The property was preventatively seismically retrofitted in 2021, qualifying it for a CEA earthquake insurance discount. There is a grassy yard with access to the alley behind the house. The locale is exceptional with the newly upgraded Douglas Park, shops and groceries moments away, and public transport one block away.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Amy Chang · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$23,857
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $310,000 · Loan: $2,790,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $19,165
- Property tax (1.25%)
- $3,229
- Homeowners insurance
- $300
- Mortgage insurance
- $1,163
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $108,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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