928 26th Street
Santa Monica, CA, 90403
$3,100,000
MLS: 26999067
Beds
2
Baths
1
Sq Ft
1,255
Lot
0.19 ac
Year Built
1926
MLS #
26999067
Days on Market
6
Listed
Oct 9, 2026
Description
Create the home you've imagined near Montana Avenue in Santa Monica's coveted Wilshire-Montana neighborhood, North of Wilshire. This generous lot presents an exceptional opportunity for buyers seeking to build their own residence, as well as builders and developers. Approved plans provide for approximately 3,341 sq ft of main residence and an approximately 877 sq ft two-bedroom ADU, totaling approximately 4,218 sq ft of planned living space, plus a 400 sq ft garage. Approved plans with Ready-to-Issue (RTI) status offer a valuable head start, with permit issuance to be coordinated by the buyer ahead of construction. The proposed contemporary design envisions soaring windows that welcome natural light, casting a warm glow across flowing living and dining spaces imagined for quiet mornings, lively dinners, and gatherings with friends. A generous kitchen island invites conversation, while a glass-enclosed garden feature brings greenery into the heart of the design. The separate ADU offers an inviting retreat for guests or extended family, while a planned pool and landscaped grounds complete the vision. Near Franklin Elementary, Douglas Park, and Montana Avenue's boutiques, cafes, and restaurants, this property combines a desirable neighborhood setting with the opportunity to create a distinctive personal residence or develop for resale. Architectural renderings depict the proposed project, which has not been constructed; final design, finishes, and features may vary.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Rinde Philippe · Berkshire Hathaway HomeServices California Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$24,009
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $310,000 · Loan: $2,790,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $19,317
- Property tax (1.25%)
- $3,229
- Homeowners insurance
- $300
- Mortgage insurance
- $1,163
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $108,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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