1047 W Francis A
Ontario, CA, 91762
$408,999
MLS: CV26221195
Beds
2
Baths
1
Sq Ft
938
Lot
0.02 ac
Year Built
1983
MLS #
CV26221195
Days on Market
4
Listed
Oct 14, 2026
Description
Welcome to this charming, single-story, 2-bedroom, 1-bathroom end-unit condo in the Mountain Oaks community of Ontario! Offering 938 square feet of comfortable living space, this home features the added privacy of no neighbors above or below. Step inside to a bright and inviting living room featuring beautiful plank flooring, recessed lighting, custom plantation shutters, and a large bay window that brings in plenty of natural light. The open layout flows seamlessly into the dining area and kitchen, featuring ample cabinetry, generous counter space, a large pantry, and plenty of storage throughout. The dining area opens to a private enclosed patio, perfect for relaxing, enjoying your morning coffee, or entertaining. Both generously sized bedrooms feature ceiling fans and plantation shutters. The spacious primary bedroom includes a double closet and direct access to the full bathroom through a pocket door, with additional access from the hallway. Parking is a standout feature, with a detached one-car garage, an additional assigned carport space, and ample community parking. The Mountain Oaks community offers beautifully maintained grounds, mature trees, a swimming pool, and a convenient community laundry facility. Ideally situated near shopping, dining, and everyday conveniences, with easy access to both the 60 and 10 freeways. Don't miss this opportunity to enjoy the convenience of single-story living, the privacy of having no one above or below, abundant storage, a private patio, and two dedicated parking spaces. A wonderful opportunity to enjoy comfortable, low-maintenance living in Ontario! Welcome Home...
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Theresa Ibarra · VALIANT REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,792
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $40,900 · Loan: $368,099
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,549
- Property tax (1.25%)
- $426
- Homeowners insurance
- $300
- Mortgage insurance
- $153
- HOA dues
- $364
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $14,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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