1054 Canal Street
Oxnard, CA, 93035
$1,099,000
MLS: V1-38487
Beds
3
Baths
4
Sq Ft
2,232
Lot
0.06 ac
Year Built
2022
MLS #
V1-38487
Days on Market
9
Listed
Aug 31, 2026
Description
Welcome to Shoreline 50, a modern coastal community located just minutes from the beach and Channel Islands Harbor. Built in 2022, this tri-level condo offers approximately 2,232 sq. ft. with 3 bedrooms plus a den and 3.5 bathrooms.The entry level features a versatile den and a private bedroom suite with a walk-in closet. The second level offers a spacious kitchen, dining area, family room, half bath, and an additional bedroom with an ensuite bathroom and walk-in closet.The third level features the primary suite with dual sinks, a large walk-in shower, walk-in closet, laundry room, and access to an expansive private deck with beautiful sunrise and mountain views.Additional features include a new water heater and two EV chargers. Residents can enjoy the community pool and spa, with the beach and Channel Islands Harbor nearby. Conveniently located between Los Angeles and Santa Barbara, with no Mello-Roos and a low HOA. A great opportunity to enjoy newer construction and the coastal Oxnard lifestyle.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Michele Mittelman · eXp Realty of Greater LA
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,541
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $109,900 · Loan: $989,100
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,389
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
- HOA dues
- $295
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93035 (Oxnard)within ±10% of this home's price and size.
Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.