1087 Canal Street
Oxnard, CA, 93035
$1,100,000
MLS: V1-38363
Beds
3
Baths
4
Sq Ft
1,996
Lot
0.03 ac
Year Built
2021
MLS #
V1-38363
Days on Market
10
Listed
Aug 25, 2026
Description
Just half a mile from the beach, 1087 Canal Street offers the opportunity to embrace the quintessential Southern California coastal lifestyle. This Plan 1 residence features three bedrooms, three-and-a-half bathrooms, and thoughtfully designed living spaces ideal for everyday living, entertaining, or a weekend retreat. The crown jewel of the home is its expansive rooftop deck--the largest offered among Shoreline 50's floorplans--where ocean, island, mountain, and city views create an incredible backdrop for entertaining, sunset dinners, or simply relaxing year-round.Inside, a bright, open-concept floor plan is filled with natural light. The main living area flows seamlessly into the dining space and kitchen, creating an inviting setting for gatherings and relaxed evenings at home. The kitchen features a walk-in pantry, ample cabinetry, sleek countertops, stainless steel appliances, and a functional layout designed for both cooking and entertaining.Three well-appointed bedrooms offer generous closet space and access to their own bathrooms. The primary suite serves as a private retreat with an en-suite bath and walk-in closet outfitted with custom built-ins. Contemporary finishes and a clean, neutral palette throughout make the home truly move-in ready.The private outdoor space is also notably generous for the community, offering plenty of room for an outdoor gym, pets and play, dining al fresco, or simply enjoying the coastal breeze. An attached two-car garage provides secure parking and additional storage.Shoreline 50 residents enjoy access to community amenities including a gated pool, heated spa, and clubhouse. Best of all, you're a straight shot to the sand and just minutes from beaches, parks, shopping, dining, PCH, and the 101.Whether you're looking for a primary residence, weekend escape, or low-maintenance home near the coast, 1087 Canal Street delivers modern comfort, exceptional outdoor living, and the best of the Oxnard beach lifestyle.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Vanessa Porter · LIV Sotheby's International Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,548
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $110,000 · Loan: $990,000
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,395
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
- HOA dues
- $295
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93035 (Oxnard)within ±10% of this home's price and size.
$990,000
1130 Bogota Court
Oxnard, 93035
$1,049,000
5442 Driftwood Street
Oxnard, 93035
$1,059,000
332 Sunset Drive
Oxnard, 93035
$1,099,000
1068 Canal Street
Oxnard, 93035
$1,099,000
1054 Canal Street
Oxnard, 93035
$1,099,000
4207 Harbour Island
Oxnard, 93035
Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.