ActiveSingleFamilyResidence

10552 Villa

Adelanto, CA, 92301

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$420,000

MLS: MB26102768

Beds

4

Baths

2

Sq Ft

1,744

Lot

0.17 ac

Year Built

1995

MLS #

MB26102768

Days on Market

1

Listed

May 12, 2026

Description

Beautiful 4-bedroom, 2-bath home featuring a spacious open floor plan and abundant natural light. The inviting living room with high ceilings flows seamlessly into the kitchen, which offers granite countertops, a large center counter, and direct views into the living area. A separate dining room and den provide flexible space for work, relaxation, or entertaining. The home sits on a large backyard lot with a covered patio, perfect for gatherings. A storage shed offers extra space for tools or seasonal items. The attached 2-car garage includes direct access to the home for added convenience.

Location

Adelanto, San Bernardino County, CA 92301

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Listed by: YOLANDA CORTEZ · CENTURY 21 REALTY MASTERS

Payment estimate

$3,250

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $378,000

%
Principal & Interest
$2,355
Property tax (1.25%)
$438
Homeowners insurance
$300
Mortgage insurance
$158
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Adelanto home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.