10720 Golden Koi A
El Monte, CA, 91731
$828,818
Original list price: $839,000
MLS: IV26100823
Beds
4
Baths
4
Sq Ft
1,718
Lot
0.04 ac
Year Built
2026
MLS #
IV26100823
Days on Market
99
Listed
May 8, 2026
Description
NEW COMMUNITY ALERT! Jade is a Modern Living community centrally located for convenient walkable access to shopping, restaurants and El Monte community areas. This spacious Plan OF 1,718 sq. ft. of thoughtfully designed living space with 4 bedrooms and 3.5 bathrooms across three stylish levels. The versatile first-floor bedroom with private bath is ideal for guests, multi-generational living, or a private home office setup. The open-concept main living area features a bright and airy great room, dining area, and contemporary kitchen complete with quartz countertops, stainless steel appliances, abundant cabinetry, and a large kitchen island perfect for entertaining. Upstairs, the spacious primary suite includes a walk-in closet and dual-sink vanity, while additional bedrooms provide flexibility for growing households. Designed with comfort and efficiency in mind, this home includes energy-efficient features, Low-E windows, solar system, smart-home capabilities, and an attached 2-car garage. Residents enjoy a commuter-friendly location with easy access to the I-10 and I-605, plus close proximity to the El Monte Metrolink station, shopping, dining, parks, and outdoor recreation trails. Schedule your tour today! CHECK IN AT SALES OFFICE FOR OPEN HOUSE
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: KIMBERLY YBARRA · NEST REAL ESTATE
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,540
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $82,882 · Loan: $745,936
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,799
- Property tax (1.25%)
- $863
- Homeowners insurance
- $300
- Mortgage insurance
- $311
- HOA dues
- $267
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $29,009 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See El Monte, CA 91731 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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