10728 Golden Koi B
El Monte, CA, 91731
(No pictures available yet)
$799,000
MLS: IV26094258
Beds
3
Baths
4
Sq Ft
1,603
Lot
0.04 ac
Year Built
2026
MLS #
IV26094258
Days on Market
11
Listed
Apr 30, 2026
Description
Welcome to this modern three-story townhome offering 1,603 sq ft of thoughtfully designed living space in the desirable Jade community of El Monte. This versatile floor plan features 3 bedrooms and 3.5 bathrooms, including a convenient ground-floor bedroom with a full bath—ideal for guests, multigenerational living, or a private office. The open-concept main level showcases a spacious great room that flows seamlessly into a contemporary kitchen complete with quartz countertops, a large center island, and energy-efficient appliances—perfect for both everyday living and entertaining. Step outside to your private balcony for added indoor-outdoor enjoyment. Upstairs, the primary suite offers a relaxing retreat with a generous walk-in closet and dual-sink vanity, while additional bedrooms provide comfort and flexibility. This home also includes a 2-car garage, solar energy system, and ENERGY STAR® certified features for enhanced efficiency and savings. Located in a commuter-friendly neighborhood with easy access to the I-10 and I-605, this community is surrounded by parks, walking trails, shopping, dining, and local schools—blending convenience with lifestyle. Don’t miss this opportunity to own a stylish, energy-efficient home in one of El Monte’s newest communities!
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: KIMBERLY YBARRA · NEST REAL ESTATE
Payment estimate
$5,982
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,550
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See El Monte, CA 91731 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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