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PendingCondominium

1078 Gilbert Lane

Ventura, CA, 93003

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$669,000

MLS: V1-38142

Beds

3

Baths

3

Sq Ft

1,660

Lot

Year Built

1987

MLS #

V1-38142

Days on Market

9

Listed

Aug 12, 2026

Description

Welcome to this beautifully updated end-unit home in the highly desirable Cape community of Ventura! Ideally located near shopping, restaurants, Thille Park, and convenient freeway access. This spacious 3-bedroom, 2.5-bathroom home offers 1,660 SF of light-filled living space and a functional floor plan designed for comfortable everyday living.Step inside to fresh interior paint, dual-pane windows and sliders, wood-like flooring, updated baseboards, and an abundance of natural light throughout. The updated kitchen features custom cabinetry, quartz countertops, stainless steel appliances, recessed lighting, and tile flooring. A separate formal dining room with a ceiling fan provides the perfect space for entertaining, with a conveniently located powder room on the same level featuring bamboo flooring and a pedestal sink.Upstairs, all bedrooms feature newer plush carpeting. The spacious primary suite is filled with natural light from multiple windows and offers a generous walk-in closet, updated vanity, and beautiful travertine tile shower.Enjoy your private front patio with pavers, plus the convenience of an attached 2-car garage. The Cape community offers fantastic amenities, including a pool, spa, tennis courts, dog park, water, and more! With its desirable end-unit location, thoughtful updates, spacious layout, and prime Ventura location, this is an opportunity you won't want to miss!

Location

Ventura, Ventura County, CA 93003

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Listed by: Tammie Coulter · eXp Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,777

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $66,900 · Loan: $602,100

%

Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,889
Property tax (1.25%)
$697
Homeowners insurance
$300
Mortgage insurance
$251
HOA dues
$640
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Sep 3, 2026

30-year fixed
6.71%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $23,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 93003 (Ventura)within ±10% of this home's price and size.

Local Market Stats

See Ventura, CA 93003 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.