1220 Johnson Drive 78
Ventura, CA, 93003
$625,000
MLS: V1-38454
Beds
2
Baths
2
Sq Ft
1,680
Lot
0.08 ac
Year Built
1983
MLS #
V1-38454
Days on Market
2
Listed
Sep 8, 2026
Description
Welcome to the friendly and in demand Rancho Ventura 55+ Gated Community where you own the land and the HOA fee is only $365/mo and includes water/sewer, trash, cable and so many other community amenities!This highly desirable floorplan features a generous1680sf of living space. Upon entering the spacious living room & dining room await, and just beyond that your upgraded kitchen and family room with a gorgeous rare fireplace! You'll enjoy your sunny primary suite, including an oversize bath with tub and shower, dual vanity and a spacious walk-in closet. The 2nd bedroom is large as well and features a nearby bath. An oversize laundry room also has desk area and additional storage, and opens to the attached 2 car garage with new sectional door and opener has loads of built-ins for storage! The stainless refrigerator, and the washer/dryer are included!Rancho Ventura has many amenities including a gorgeous clubhouse with a kitchen, , weight room, billiards room, library, and an oversize pool and a spa. It's time to enjoy the good life amongst friends and contemporaries in this secure easy to access community just a few blocks from shopping, restaurants, the government center, and easy 101 and 126 Freeway access! See it soon!
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Laurie Rutledge · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,203
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $62,500 · Loan: $562,500
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,652
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
- HOA dues
- $365
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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