10838 Phoenix
Apple Valley, CA, 92308
$465,000
MLS: HD26207881
Beds
2
Baths
2
Sq Ft
1,518
Lot
0.13 ac
Year Built
2013
MLS #
HD26207881
Days on Market
42
Listed
Sep 26, 2026
Description
Some homes stand out because of what's inside. Others because of where they sit. This one offers both. Set along the edge of the gated 55+ Sun City Apple Valley community, this beautifully maintained 2-bedroom, 2-bath home enjoys one of its greatest features before you even step inside: an open High Desert backdrop with beautiful mountain views and no row of homes directly behind the property. The backyard was made for enjoying that setting. A covered patio, attractive landscaping, green lawn and firepit area create an inviting outdoor retreat with a wonderful sense of openness. Start the morning with coffee outside, gather around the firepit as the sun goes down, or simply sit back and take in the expansive desert sky and mountains beyond. Inside, abundant natural light and an open floor plan make the home feel bright and welcoming. The spacious living area flows naturally into the kitchen and dining spaces, creating an easy layout for both everyday living and entertaining. The kitchen features granite countertops, generous cabinetry, a pantry and built-in desk, while the bay-window dining area brings in even more light. Wood-look laminate flooring and plantation shutters add warmth and character throughout. The private primary suite offers a comfortable retreat with a walk-in closet and ensuite bath featuring a soaking tub and separate shower. A second bedroom and full guest bath provide flexibility for overnight guests, hobbies or a home office. An indoor laundry room, attached garage and fire sprinkler system add everyday convenience. Another standout feature is the home's solar energy system with SunPower battery backup. The system will be paid off at closing, allowing the new owner to enjoy the benefits of solar without assuming the existing solar loan. The battery also provides backup power during outages—an especially valuable feature for added comfort and peace of mind. All of this is located within Sun City Apple Valley, an established Del Webb 55+ community offering the amenities and lifestyle for which it is known.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Suzanne Good · First Team Real Estate-HighDes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,062
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $46,500 · Loan: $418,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,835
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
- HOA dues
- $268
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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