1098 W 9th
San Bernardino, CA, 92411
$458,000
Original list price: $489,000
MLS: IV26135014
Beds
3
Baths
2
Sq Ft
1,272
Lot
0.11 ac
Year Built
1981
MLS #
IV26135014
Days on Market
117
Listed
Jun 20, 2026
Description
PRICE REDUCTION! Opportunity awaits with this spacious two story home featuring 3 bedrooms and 2 bathrooms. All bedrooms are conveniently located upstairs, providing privacy and separation from the main living areas. The open concept kitchen offers plenty of space for cooking and entertaining. The bathroom feature a tub and shower combination, providing both comfort and functionality. Situated on a generously sized fenced corner lot, this property offers ample outdoor space for gatherings, barbecues, and entertaining family and friends. Conveniently located near shopping centers, restaurants, and freeway access, this home combines comfort, space, and accessibility. Don't miss this wonderful opportunity to make this property your new home. While the property does need some TLC, it presents a fantastic opportunity for buyers looking to add their personal touch and build equity. Don't miss the chance to transform this home into something truly special.
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: ARACELI RAMIREZ · ZITRO REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,803
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,800 · Loan: $412,200
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,854
- Property tax (1.25%)
- $477
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,030 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92411 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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