2295 Ramona
San Bernardino, CA, 92411
$445,000
MLS: IG26163654
Beds
3
Baths
1
Sq Ft
1,095
Lot
0.17 ac
Year Built
1953
MLS #
IG26163654
Days on Market
4
Listed
Jul 31, 2026
Description
Unique Mixed-Use Opportunity with Endless Potential! This versatile property offers the rare advantage of commercial zoning while maintaining its current use as a charming single-family residence, making it an exceptional opportunity for homeowners, investors, or business owners alike. Whether you're looking to live, work, or invest, this property provides the flexibility to fit your vision. Commercial zoning opens the door to a variety of potential business uses (Buyer to verify with the City of San Bernardino), while those seeking a residence can continue enjoying the property as a comfortable home. This flexibility makes it ideal for an owner-occupant looking to operate a business from the property, an investor seeking future development potential, or anyone looking for a property with long-term value. Property is conveniently located near shopping, restaurants, schools and major freeways. "Commercially zoned; buyer to verify all permitted uses with the City of San Bernardino. Property is currently being used as a single-family residence."
Location
San Bernardino, San Bernardino County, CA 92411
Open on Google Maps ↗Listed by: Lucy Prian · Town & Country Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,504
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,500 · Loan: $400,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,574
- Property tax (1.25%)
- $464
- Homeowners insurance
- $300
- Mortgage insurance
- $167
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $15,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92411 (San Bernardino)within ±10% of this home's price and size.
$419,999
1076 W 5th St
San Bernardino, 92411
$420,000
1336 Arizona
San Bernardino, 92411
$420,000
1859 Davidson
San Bernardino, 92411
$429,990
1053 W 15th
San Bernardino, 92411
$430,000
1190 W 7th
San Bernardino, 92411
$435,000
2226 Ramona
San Bernardino, 92411
Local Market Stats
See San Bernardino, CA 92411 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.