1105 Ponderosa Drive
San Bernardino, CA, 92404
$550,000
MLS: IG26153606
Beds
3
Baths
2
Sq Ft
1,822
Lot
0.27 ac
Year Built
1972
MLS #
IG26153606
Days on Market
7
Listed
Jul 14, 2026
Description
Fantastic single story home that is being sold for the first time since it was built. Lovingly maintained by the current owner, this home not only provides 3 bedrooms and 2 baths, it has views for days. Nestled north of E 40th, this home is tucked into the lower foothills - and is ready for its new owner! Kitchen features granite tile countertops and white thermofoil cabinets and is open to the family room. Bathrooms also have been updated since it was built in 1972 and the home was fully repainted in 2019. Home also features oversized slider doors both in the primary bedroom as well as in the living room - to truly maximize on the amazing views throughout. The backyard has a fully fenced dog run, and sits nicely above its rear neighbor to afford privacy for enjoying the sights. You gotta see this home!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Jennifer Higgins · REAL BROKER TECHNOLOGIES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,270
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,191
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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