268 E 45th
San Bernardino, CA, 92404
$519,000
Original list price: $529,000
MLS: IG26166728
Beds
4
Baths
2
Sq Ft
1,768
Lot
0.15 ac
Year Built
1957
MLS #
IG26166728
Days on Market
38
Listed
Jul 30, 2026
Description
Welcome to this spacious 4-bedroom, 2-bath home offering nearly 1,800 sq. ft. of comfortable living space in North San Bernardino. Fresh interior paint throughout and brand-new carpet in all bedrooms give the home a clean, move-in-ready feel. The functional floor plan features a generously sized primary suite complete with a walk-in closet and private en-suite bathroom. The updated kitchen showcases granite countertops, a tiled backsplash. Both bathrooms have been refreshed with updated cabinetry, along with upgraded light fixtures. Additional highlights include tile flooring throughout the main living areas, solar panels for improved energy efficiency and potential utility savings, an irrigation system in the front yard, and updated doors and moldings throughout. Conveniently located near schools, shopping, parks, and major freeways, this home offers an excellent opportunity for first-time buyers or anyone looking for space, comfort, and value. Don't miss your chance to make this beautiful property your own!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Antonio Romero · Town & Country Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,052
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,900 · Loan: $467,100
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,017
- Property tax (1.25%)
- $541
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,165 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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