5332 Elm Avenue
San Bernardino, CA, 92404
$544,888
Original list price: $564,995
MLS: CV25271927
Beds
3
Baths
2
Sq Ft
1,600
Lot
0.17 ac
Year Built
1956
MLS #
CV25271927
Days on Market
226
Listed
Dec 8, 2025
Description
HUGE PRICE REDUCTION!! POOL HOME! Beautiful, spacious 3 bedroom, 2 bath + Bonus room currently used as a 4th bedroom. It offers a cozy atmosphere close to the mountains. Easy and close access to freeways. NO HOA, North of the 210 freeway and a yard great for entertaining all year long. This is a rare opportunity to enjoy comfort, charm, and a lifestyle enriched by a beautiful pool. Bring your clients today! Motivated Sellers!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Socorro Maldonado · KPM INVESTMENT ENTERPRISES INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,227
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,489 · Loan: $490,399
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,155
- Property tax (1.25%)
- $568
- Homeowners insurance
- $300
- Mortgage insurance
- $204
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,071 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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