1109 W Francis Street H
Ontario, CA, 91762
$465,000
MLS: 26999173
Beds
2
Baths
2
Sq Ft
1,088
Lot
0.02 ac
Year Built
1980
MLS #
26999173
Days on Market
9
Listed
Oct 8, 2026
Description
Beautifully Upgraded Ontario Condo with Private Patio & Resort-Style Amenities! Welcome to this inviting two-story residence offering 2 bedrooms, 1.5 bathrooms, approximately 1,088 square feet of thoughtfully designed living space, and a 2-car garage. Step inside to discover an attractive, move-in-ready interior featuring updated flooring, a beautifully remodeled kitchen with stylish cabinetry, modern countertops, stainless steel appliances, and a convenient breakfast bar overlooking the living area. The spacious living room offers a comfortable setting for relaxing or entertaining, while the adjoining dining area creates a natural gathering space. Upstairs, you'll find two generously sized bedrooms and a beautifully updated bathroom featuring contemporary finishes and a shower/tub combination. Enjoy your own private enclosed patio, ideal for morning coffee, outdoor dining, or unwinding at the end of the day. Residents also enjoy access to community amenities, including a swimming pool and tennis courts. With extensive interior upgrades, functional living spaces, and indoor-outdoor enjoyment, this home offers an exceptional opportunity to enjoy comfortable Southern California living. Schedule your private showing and experience everything this home has to offer!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Vania Rincon · EstateX inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,291
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $46,500 · Loan: $418,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,898
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
- HOA dues
- $435
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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