11106 Morningstar Place
Loma Linda, CA, 92354
$695,000
MLS: OC26205125
Beds
3
Baths
3
Sq Ft
2,351
Lot
0.08 ac
Year Built
2007
MLS #
OC26205125
Days on Market
25
Listed
Sep 20, 2026
Description
Welcome Home! Discover this inviting three-bedroom, three-bath residence with a versatile main-level bonus room/bedroom, currently used as a home office, in the highly sought-after Mission Creek community of Loma Linda. Perfectly positioned just minutes from the 10 freeway, Loma Linda University Medical Center and the VA Medical Center, this thoughtfully designed home offers an ideal blend of comfort, convenience, and everyday livability. Loma Linda is internationally recognized as one of the world’s original “Blue Zones,” celebrated for its health-focused lifestyle and strong sense of community. Inside, the updated kitchen is designed for both daily living and effortless entertaining, featuring stainless steel appliances, generous counter space, and an open, welcoming feel. The spacious primary suite provides a private retreat with dual sinks, a separate soaking tub and shower, ample vanity space, and a large walk-in closet. Additional highlights include plantation shutters, ceiling fans in all bedrooms, and a cozy fireplace that adds warmth and character to the living room. The flexible main-level bonus room offers valuable space for a home office, study, playroom, or guest area. Enjoy the lifestyle Mission Creek has to offer, with beautifully maintained surroundings, neighborhood parks, scenic walking paths, basketball courts, and tennis courts. Combining a desirable floor plan, exceptional location, and appealing community amenities, this home presents a wonderful opportunity to experience the best of Loma Linda living. BUYER INCENTIVE! Seller is willing to contribute toward a mortgage interest rate buy down, potentially helping reduce the buyer's monthly payment.
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Mary Abuelafiya · First Team Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,745
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,500 · Loan: $625,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,331
- Property tax (1.25%)
- $724
- Homeowners insurance
- $300
- Mortgage insurance
- $261
- HOA dues
- $130
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $24,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Loma Linda, CA 92354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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