1128 El Monte Drive
Simi Valley, CA, 93065
$1,079,900
MLS: V1-38625
Beds
5
Baths
3
Sq Ft
2,640
Lot
0.28 ac
Year Built
1965
MLS #
V1-38625
Days on Market
40
Listed
Sep 9, 2026
Description
A touch of the tropics, a whole lot of space and endless potential in West Simi Valley! Natural lava rock, swaying palms and peek-a-boo mountain views give this privately gated home personality and a sense of relaxation in the Sinaloa Highlands. Fresh paint, new carpet, and new hardware throughout provide a fresh start to the spacious and flexible floorplan. Features include a formal living and dining space with fireplace and plantation shutters, spacious kitchen with ample custom cabinetry. A bonus room with an adjacent bath is perfect for another bedroom, office or home gym and a separate, dedicated dining room offers additional opportunities for flexibility. Upstairs the large primary suite includes a large walk-in closet, ensuite bath and balcony overlooking the pool and palm-lined backyard. Three more guest bedrooms and updated guest bath with dual sink vanity conclude the upstairs. Out back, a pool, spa, massive covered patio and firepit are ready to become the centerpiece of an outdoor oasis. The expansive quarter-acre property offers generous yard space, sought-after RV-access and plenty of additional parking, including a covered carport. Move-in ready, full of potential, possibility for 7 bedrooms and wonderfully welcoming in one of Simi's favorite and rarely available neighborhoods.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Ryan Shimp · Engel & Voelkers Westlake
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,559
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $107,990 · Loan: $971,910
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,729
- Property tax (1.25%)
- $1,125
- Homeowners insurance
- $300
- Mortgage insurance
- $405
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $37,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93065 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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