Under ContractCondominium

1130 9th Street 1

Santa Monica, CA, 90403

1 / 33View all 33 photos

$878,000

MLS: 26635605

Beds

2

Baths

2

Sq Ft

1,166

Lot

0.17 ac

Year Built

1972

MLS #

26635605

Days on Market

88

Listed

Jan 9, 2026

Description

Front-facing two-bedroom and two-bath condominium with a large wrap-around balcony, three walls of windows, and almost no common walls. Extensively renovated with an eye for classic details such as stone counters, wood floors, designer fixtures, and tile, throughout the appealing modern floor plan. Everyday living is made easy with gated security, two parking spaces & extra storage. Well-maintained and friendly building. Homeowner's dues include earthquake insurance. Premier location close to the Promenade, Montana Avenue, Palisades Park, and the Ocean in the coveted Santa Monica School District. High quality & excellent value.

Location

Santa Monica, Los Angeles County, CA 90403

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Listed by: Simon Salloom · Douglas Elliman of California, Inc.

Payment estimate

$6,399

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $87,800 · Loan: $790,200

%
Principal & Interest
$4,855
Property tax (1.25%)
$915
Homeowners insurance
$300
Mortgage insurance
$329
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $30,730 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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