815 10th Street B
Santa Monica, CA, 90403
$849,000
MLS: 26651061
Beds
2
Baths
2
Sq Ft
1,119
Lot
0.17 ac
Year Built
1928
MLS #
26651061
Days on Market
38
Listed
Mar 11, 2026
Description
Welcome home to Santa Monica, about five steps away from the corner of Montana Ave and 10th St! This light filled classic second story condo was JUST appraised at $1,040,000. Recent rental history at $5400 per month. Enjoy elevated treetop and street views from the light-filled west facing windows and distant mountain vistas from the kitchen window! This home connects with the serenity of a quiet neighborhood, while also providing the robust energy of Montana Ave. right at your doorstep. Two bedrooms/1.5 bath, in-unit washer and dryer, walk-in closet, original hardwood floors throughout, and the classic look of Spanish influence with 1920's design concepts. This home is a short walk to its Santa Monica district schools and is a ten minute walk to Ocean Ave. Bike or walk around town, enjoy top rated schools, and spill into the center of Montana Ave. fun and community with this classic!
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Anita Sever · Hugh Borax
Payment estimate
$6,198
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,900 · Loan: $764,100
- Principal & Interest
- $4,695
- Property tax (1.25%)
- $884
- Homeowners insurance
- $300
- Mortgage insurance
- $318
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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