425 Idaho Avenue 10
Santa Monica, CA, 90403
$899,000
MLS: 26644829
Beds
2
Baths
2
Sq Ft
1,004
Lot
0.17 ac
Year Built
1968
MLS #
26644829
Days on Market
58
Listed
Jan 30, 2026
Description
Feel the ocean breezes from this very charming, sun-filled, top-floor, southwest-facing corner unit located at 425 Idaho Ave, Unit 10, in Santa Monica's highly sought-after Wilshire-Montana neighborhood. Just approximately four blocks from the beach and one block from Montana Avenue, this light-filled 2-bedroom, 2-bath residence offers privacy with only one shared wall and neighbors below, creating a peaceful living environment with wonderful character throughout. Features include original hardwood floors, a remodeled kitchen, designer tile in the kitchen and bathrooms, smooth ceilings, radiant heating, and an in-unit washer and dryer. Additional highlights include one deeded parking space in a gated garage and extra storage outside the unit. Ideally situated near Montana Avenue shops and dining, and within the Santa Monica-Malibu Unified School District. Buyer to verify school enrollment and availability. This residence offers the best of coastal living in one of Santa Monica's most desirable neighborhoods.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Michael Pines · The Condo Experts
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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