ActiveSingleFamilyResidence

1133 Sugarloaf

Big Bear City, CA, 92314

1 / 21View all 21 photos

$349,900

MLS: PW26083395

Beds

1

Baths

1

Sq Ft

1,084

Lot

0.11 ac

Year Built

1950

MLS #

PW26083395

Days on Market

0

Listed

Apr 22, 2026

Description

Prime Big Bear Fixer Opportunity! Located in the heart of Big Bear just minutes from snow play, the lake, and the airport, this property is a rare chance to build instant equity. Currently a blank canvas with major rehab needed, but with county-supported reclassification to a 4 bed / 2 bath, the upside potential is massive. Create Your Dream Mountain Escape!

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Julio Saldana · Realty Plus

Payment estimate

$2,731

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $34,990 · Loan: $314,910

%
Principal & Interest
$1,935
Property tax (1.25%)
$364
Homeowners insurance
$300
Mortgage insurance
$131
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $12,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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