$325,000
MLS: IG26124060
Beds
2
Baths
2
Sq Ft
1,040
Lot
0.06 ac
Year Built
1990
MLS #
IG26124060
Days on Market
8
Listed
Jun 8, 2026
Description
Charming and meticulously maintained 2-bedroom, 2-bath home nestled in the peaceful Erwin Lake neighborhood. Surrounded by mature trees and located on the quiet side of the Big Bear Valley, this property offers a serene mountain setting while remaining just minutes from the lake, ski slopes, shopping, dining, and endless outdoor recreation. Pride of ownership is evident throughout. Recent improvements include fresh interior and exterior paint, a newer roof, recently replaced water heater and central forced-air heating unit, and energy-efficient interior lighting, providing comfort, efficiency, and peace of mind for years to come. The home also features convenient washer and dryer hookups and a comfortable, functional floor plan. The beautifully landscaped yard has been thoughtfully designed with low-maintenance, burro-resistant plants, making it both attractive and easy to care for. Each spring, the backyard comes alive with hundreds of daffodils and an array of colorful bulbs planted throughout the property, creating a stunning seasonal display. Whether you're looking for a full-time residence, mountain getaway, or investment opportunity, this move-in-ready home offers the perfect combination of comfort, charm, and tranquility. Enjoy nearby hiking trails, open spaces, and all the recreational opportunities that make Big Bear living so special, while appreciating the quiet atmosphere that makes Erwin Lake one of the valley's hidden gems.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Yolanda Peterson · RE/MAX BIG BEAR
Payment estimate
$2,613
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,500 · Loan: $292,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,853
- Property tax (1.25%)
- $339
- Homeowners insurance
- $300
- Mortgage insurance
- $122
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $11,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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