11446 Clover Lane
El Monte, CA, 91731
$839,490
MLS: IV26010038
Beds
4
Baths
4
Sq Ft
1,998
Lot
0.03 ac
Year Built
2026
MLS #
IV26010038
Days on Market
33
Listed
Jan 14, 2026
Description
New Construction — Build to Order Home! PHOTOS OF THE MODEL EXTERIOR ELEVATIONS, FEATURES AND FINISHES MAY VARY Please check in at the sales office for the Open House. This stunning 3-story modern home offers a spacious and contemporary layout: GATED COMMUNITY Entry Level • Convenient bedroom with full bathroom — ideal for guests or multi-generational living • Welcoming entry with easy access Second Floor • Bright, open great room perfect for entertaining • Large gourmet kitchen with walk-in pantry and extended peninsula with additional seating • Coat closet and a conveniently located powder bathroom Third Floor • Two secondary bedrooms with a shared full bathroom • Laundry room on the bedroom level for added convenience • Private primary suite with a generous walk-in closet and spa-like ensuite with double vanity. Energy-efficient construction with solar-ready features - Close to I-605, shopping, and recreation - Convenient to top rated schools in the Los Angeles area - Walkable community with outdoor fitness parks and a tot lot EXPECTED COMPLETION LATE SPRING/EARLY SUMMER 2026.
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: KIMBERLY YBARRA · NEST REAL ESTATE
Payment estimate
$6,131
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $83,949 · Loan: $755,541
- Principal & Interest
- $4,642
- Property tax (1.25%)
- $874
- Homeowners insurance
- $300
- Mortgage insurance
- $315
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $29,382 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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