$798,000
MLS: WS26125983
Beds
3
Baths
3
Sq Ft
1,950
Lot
0.04 ac
Year Built
2007
MLS #
WS26125983
Days on Market
6
Listed
Jun 10, 2026
Description
This unique home is situated in an area surrounded by 4 major streets: Valley (E),Garvey (S), Santa Anita (W) and Ramona (N). Freeway 10 is conveniently nearby. This duplex-style unit shares just 1 common wall with another unit. The whopping unit has 1950 square feet (1950, no typo.) consisting of 3 large bedrooms ( 1 is MBR) and 2.5 bathrooms. Living room and kitchen+dining are in open-floor-plan fashion. There are spaces that can be readily converted to more sleeping areas. In addition to the unit's 2-car garage, the HOA provides 17 numbered guest parking spaces just next to the complex. The home is ideal for family with more members or for investors who are seeking handsome rentals. Come take a look at this wonderful unit today, You'll be glad you did.
Location
El Monte, Los Angeles County, CA 91731
Open on Google Maps ↗Listed by: STEVE RUOYLI YU · KO TAI REALTY
Payment estimate
$6,309
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $79,800 · Loan: $718,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,549
- Property tax (1.25%)
- $831
- Homeowners insurance
- $300
- Mortgage insurance
- $299
- HOA dues
- $330
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $27,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See El Monte, CA 91731 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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