$616,000
Original list price: $643,000
MLS: OC26136404
Beds
4
Baths
3
Sq Ft
1,964
Lot
0.05 ac
Year Built
2004
MLS #
OC26136404
Days on Market
48
Listed
Jun 22, 2026
Description
Welcome to 11450 Church St #48, a spacious condo located in the desirable Brighton II community of Rancho Cucamonga’s Terra Vista area. This well-designed home features 4 bedrooms, 2.5 bathrooms, and approximately 1,964 sq ft of living space, offering a comfortable layout ideal for both everyday living and entertaining. The bright and open living area flows naturally into the dining space and kitchen, creating a warm and functional atmosphere. One bedroom downstairs. Upstairs, the generously sized bedrooms provide privacy and comfort, including a primary suite with its own bathroom. The home also offers the convenience of condo living in a well-maintained community built in 2004, with parking available. Upgrade range hood with sensor swith. Conveniently located near shopping, dining, parks, schools, and major freeways, this home offers easy access to everything Rancho Cucamonga has to offer. Closed to Ontario Mills, Victoria Gardens, 99 Ranch Market, Costco, Tatget and CVS as well as Milliken Park. School district covers Terra Vista Elementary and Rancho Cucamonga High. A great opportunity for buyers seeking space, location, and low-maintenance living in a highly desirable neighborhood. HOA fee covers not only amenities but also water as well as property insurance for common walls, exterior, and roof.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Gangming Liang · Real Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,166
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $61,600 · Loan: $554,400
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,574
- Property tax (1.25%)
- $642
- Homeowners insurance
- $300
- Mortgage insurance
- $231
- HOA dues
- $420
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $21,560 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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