$609,000
Original list price: $699,000
MLS: TR26033532
Beds
4
Baths
3
Sq Ft
1,862
Lot
0.05 ac
Year Built
2004
MLS #
TR26033532
Days on Market
116
Listed
Feb 18, 2026
Description
The home is located at the end of the community with a private secret garden of your own. Fully upgraded kitchen features cherry wood cabinetry, stainless steel appliances, center island with sink & breakfast bar, and a spacious dining area. Sliding plantation shuttered doors in the dining area open to a private patio perfect for BBQs. The kitchen opens to the large living room with a gas fireplace & entertainment niche. All 4 bedrooms upstairs including the sprawling master suite that offers a sitting area, toasty fireplace, elegant bathroom and a large walk-in closet. The master bathroom is spacious with dual sinks, a separate shower and soaking tub. Water and structural (exterior) insurance paid by HOA.
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Chih-Liang Chang · Centermac Realty, Inc.
Payment estimate
$4,989
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $60,900 · Loan: $548,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,472
- Property tax (1.25%)
- $634
- Homeowners insurance
- $300
- Mortgage insurance
- $228
- HOA dues
- $355
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $21,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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