ActiveCondominium

1156 Mountain Gate

Upland, CA, 91786

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$545,000

MLS: IV26132696

Beds

2

Baths

2

Sq Ft

1,386

Lot

0.03 ac

Year Built

1974

MLS #

IV26132696

Days on Market

0

Listed

Jun 18, 2026

Description

This beautifully maintained condominium offers an inviting open floor plan with high ceilings that fill the home with abundant natural light. The spacious living room features a handsome marble fireplace as a focal point. Enjoy peaceful greenbelt and pool views from the living room, kitchen/eating area, landscaped backyard patio, and upstairs master bedroom. Thoughtfully upgraded throughout, the home includes newer paint and flooring, recessed lighting, heating and air conditioning systems, dual-pane windows and sliding doors, upgraded shutters, interior doors and hardware, base moldings, door framing, remodeled bathrooms, and new rain gutters. These quality updates, combined with the excellent location on the northern side of the community—convenient yet quietly positioned—make this a true move-in ready home. The homeowners association provides a community pool and spa, expansive maintained greenbelts, professional landscaping, and covers water, trash, basic cable, and Wi-Fi for added convenience and low-maintenance living. Perfect for those seeking comfort, style, and an outstanding community setting in a prime location.

Location

Upland, San Bernardino County, CA 91786

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Listed by: JEREMY DEVINE · DEVINE REALTY GROUP, INC.

Payment estimate

$4,658

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $54,500 · Loan: $490,500

%

Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,091
Property tax (1.25%)
$568
Homeowners insurance
$300
Mortgage insurance
$204
HOA dues
$495
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 18, 2026

30-year fixed
6.47%
15-year fixed
5.81%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $19,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Upland, CA 91786 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.