$318,500
MLS: IG26184581
Beds
3
Baths
2
Sq Ft
1,562
Lot
0.07 ac
Year Built
2003
MLS #
IG26184581
Days on Market
19
Listed
Aug 24, 2026
Description
Rare 3-Bedroom Floor Plan In Desirable Jess Ranch 55+ Community Discover this desirable single-level home in Jess Ranch, a gated 55+ community in the Apple Valley area. This home is among the newer residences in the community and features one of the more sought-after floor plans—three bedrooms, a configuration that is less commonly available in Jess Ranch. The convenient one-level design offers comfortable living with no stairs, walk in closets, and indoor laundry room, while the community provides an appealing lifestyle with an array of amenities. Residents enjoy a clubhouse/amenity center, outdoor swimming pool, walking and biking trails, shuffleboard courts, and an outdoor patio area. Jess Ranch is conveniently located near shopping, dining, and healthcare services, making everyday errands and activities easily accessible. A rare opportunity to own a 3-bedroom, 2 car attached garage home, in a popular and secure 55+ gated community with an attractive location and desirable amenities.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Rolf Garthoffner · ARROWHEAD PREMIER PROPERTIES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,859
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $31,850 · Loan: $286,650
Average 30-yr fixed rate 6.76% as of Sep 10, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,861
- Property tax (1.25%)
- $332
- Homeowners insurance
- $300
- Mortgage insurance
- $119
- HOA dues
- $247
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 10, 2026
- 30-year fixed
- 6.76%
- 15-year fixed
- 6.09%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $11,148 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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