19044 Elm Drive
Apple Valley, CA, 92308
$310,000
MLS: HD26213178
Beds
2
Baths
2
Sq Ft
1,408
Lot
0.06 ac
Year Built
1989
MLS #
HD26213178
Days on Market
29
Listed
Sep 30, 2026
Description
Jess Ranch 55+ Senior Living at Its Best! Welcome to this beautiful two-story home, offering a functional floor plan, wonderful natural light, and a move-in-ready interior. The spacious living room overlooks the private covered patio and beautifully landscaped surroundings, creating a peaceful setting for morning coffee or evening relaxation. The kitchen opens to a cozy breakfast nook, while the comfortable flow between the living, dining, and kitchen areas makes this home perfect for everyday living and entertaining. A rare and desirable feature is the dual primary suites—one conveniently located downstairs with a walk-in closet, and a second upstairs featuring a private balcony, large walk-in closet, high ceilings, and full bathroom. A downstairs den/bonus room provides flexible space for a home office, hobby room, or additional sleeping area. Additional highlights include a convenient indoor laundry room, fresh interior paint, plantation shutters, laminate flooring, Berber carpet, abundant storage, and an attached deep single-car garage with opener. Nestled within the serene and picturesque Jess Ranch community, residents can enjoy lush green walkways perfect for peaceful morning or evening strolls. Nearby Jess Ranch Lakes offers fishing and beautiful outdoor surroundings, while Ashwood Golf Course is just minutes away. Enjoy the convenience of nearby shopping, dining, and medical facilities, along with community amenities including a clubhouse, pool, spa, and recreation room. Beautifully landscaped, clean, and truly move-in ready, this home offers the perfect combination of comfort, recreation, and low-maintenance living. Come experience the active-adult lifestyle Jess Ranch is known for and make this beautiful home yours!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Kristina Vanderpool · Coldwell Banker Home Source
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,904
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $31,000 · Loan: $279,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,917
- Property tax (1.25%)
- $323
- Homeowners insurance
- $300
- Mortgage insurance
- $116
- HOA dues
- $248
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $10,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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